The miserly Munshi ji keeps track of his landlord Malik’s work and finances, as well as collecting extra money from people to save his coffers from dwindling. On the other hand, his wife Nandini is deeply in love with Deepu, who is burdened with Munshiji’s debts. Nandini wishes to elope with Deepu, but Deepu cannot even dream of doing so because of the legal documents kept by Munshiji as collateral. Now in such circumstances, will Nandini ever be able to maintain her love with Deepu and will Deepu ever be free from the clutches of Munshi ji’s debt for life?